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Build Wealth using Real Estate as your Vehicle.
Let's help you own a home:
loans for first-time home buyers
Let’s be honest—choosing the right loan—especially for first-time home buyers—can feel confusing and stressful, but it doesn’t have to be!
At Anova Mortgage, we’ll walk you through every step of the process, explain your options, and make sure you’re 100% confident in the loan that’s right for you.
You’ve got this—and we’ve got you.
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Our loan programs
Fixed-Rate Mortgages
Loans with a constant interest rate for the entire loan term, providing stability and predictability.
Adjustable-Rate Mortgages (ARMs)
Loans with an interest rate that adjusts periodically, offering lower initial rates but potential for rate increases.
FHA Loans
Mortgages insured by the Federal Housing Administration, designed for borrowers with lower credit scores or smaller down payments.
VA Loans
Mortgages guaranteed by the Department of Veterans Affairs, available to eligible veterans and their families.
Jumbo Loans
Mortgages for loan amounts that exceed conforming loan limits.
Non QM Loans
Mortgages that don’t meet the standard criteria for a qualified mortgage.
The mortgage application process
1. Pre-Qualification
We assess the client's financial situation to determine their borrowing capacity.
2. Loan Application
The client completes a detailed loan application and provides necessary documentation.
3. Loan Processing
We work with the lender to gather additional information, verify documents, and coordinate the appraisal.
4. Underwriting
The lender evaluates the borrower's creditworthiness and the property's value.
5. Closing
The loan is finalized, and the borrower receives the funds.
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